Separate checking account eases online banking fears

I love paying bills online.  It really simplifies the process for me.  I can set myself reminders when payments are due, and schedule payments ahead of time.  Only on the rare occasion do I find myself right up on the due date of paying a bill, when I’d get a late fee if I sent the check online.  Yesterday was one of those days.  I thought I’d be in time, but Wachovia told me I needed a week to get it there.  Phooey!  So I had to call Beall’s and give them my banking information, something I’d just prefer not to do.

Since I have to do that from time to time, I established a new account to use for just such occasions.  I took advantage of Wachovia’s free checking offer to open a separate new account.  This account would keep a minimum balance in it and be used whenever I had to give an account number or debit card number to anyone.  I’d transfer the amount needed into that account, and the account seldom holds $25 over what I’m paying.  So I never worry about anyone hacking into my account and making off with a big sum.

I don’t worry about things like that happening because that is not what I typically attract.  If I am who I say I am, then I know that my thoughts determine what I will attract to me.  And this is what I think about that:

I feel my money is safe in the bank and I don’t worry about identify theft.  I know it happens to other people, but I know that does not have to be my experience.   I attract my experience to me by virtue of the thoughts I think, the beliefs I hold and the expectations I have.  I think my money is safe where it is.  I don’t think about anyone taking something from me.  I don’t want to vibrate there.  Only if I vibrate there will I begin to attract that.  So I don’t even talk to friends about it or speculate.

And for that matter, I don’t talk with friends about “the economy is so bad.”  If I wasn’t watching the news or reading the paper, I wouldn’t know there was an economic crunch going on.  I wouldn’t know about it because I see very little evidence of it around me.  And I don’t hang out with an affluent crowd.  I’ve had 3 friends get jobs this year, when each had been out of work for several months.  While they were out of work, they simply caught up on all the things they wanted to do. I didn’t hear remarks of how bad it was, we had discussions about the new garden project and what the future plans were.  They didn’t sit around and lament that nobody can find work, we are in a recession, I’m afraid I’m going to lose everything.  We just focused on the good stuff instead.

Is it really that hard to stay focused on what’s going right? No, but it takes steady practice, and willpower is where many people fall short.  They simply fail to exercise the power of their own will in order to train their mind to do their bidding.  It’s as simple as that.  They have simply gotten into a habit of pessimistic thinking, and it’s easy enough to reprogram anyone who wants to be reprogrammed.

I use little written cards and notes all around my home and office.  If there is anything I am especially wanting to learn or begin doing, I have notes everywhere I sit to remind me of that.  Years ago, the notes read “My life is getting better every day.” “I have loving relationships with everyone I know.”  “God is my supply.”  I put those notes up during a time when things were not going so well for me.  It challenged me at every read to think “Hmmm, if that’s really true, then just HOW is my life getting better every day?”  and of course when I looked I found scads of evidence right in front of me.  The cards that began as affirmations for me, now reflect the truth of what my life is.  I programmed myself to change my line of thought and I did it.

And it’s not that I talked myself into it, it’s that I came into the awareness that it was really so.  When I came into that awareness, when I awoke to that state of consciousness that allowed me to see it as it really was, it became even more evident in my life.  The goodness started really pouring in.  It only took a few years to let all my karmic momentum clear itself out and it’s *really* been smoothing sailing ever since.

Wait, smooth?  Hmmm, in retrospect, it’s been easy and smooth and flawless, an everly upward spiral.  At the time, however, I might have had a little doubt and confusion and not recognized or fully appreciated what a great adventure I was on.  But during the times I could let myself relax into the flow, which for me means stay away from worldly news, the ride was fun and enjoyable despite its twists and turns.

I do read the headlines that AOL flashes when I sign on, and I do sometimes go to Florida Today pnline to see if there is anything screamingly urgent I need to know about, like being evacuated for a storm or to be on alert for an arsonist walking in my yard.  But I glance them over quickly and move past it, same as I would a rattlesnake.  I just mind my own business, watch where I place my feet and keep moving on.

So do be smart about who you give your account numbers to, but also consider getting a separate account that keeps a minimum balance in it.  What the heck, Wachovia is giving away free checking accounts, why not?

Leave a Reply