I’m on a serious kick right now saving up $6,000, my out of pocket for a medical procedure (donate here if you’re inclined) so things that I typically pay other people to do, I’m putting that amount in my savings account each time. It may be little things like cleaning my own house, mowing my own lawn, cutting my own hair and not eating out, but I’ve learned it adds up. I recall about 15 years ago I added up how much I’d spent the previous year on eating out 7-10 times a week and I could have paid off my 2nd mortgage! It was good incentive to begin cooking AND to stop spending unnecessarily. Don’t get me wrong, I still buy whatever I need when I need it. I just don’t NEED as many THINGS as I used to think I needed. I’m growing up!