Am I willing to pay the price?

So I put off until the last day to get all my employer’s federal tax return stuff in AND to compile the quarterly docs for my tax chick. And I wake up with a giant head cold. No matter, it needs to be done or I’ll pay the penalty. Early on, I used to decide what to pay late according to how much the late charge was. Sometimes it’d be worth it to float a week. Sometimes I had no choice, like if a bill was due on the 6th and I didn’t get paid until the 15th. Even now I don’t always make good decisions, but I ALWAYS consider my consequences ahead of time. Not in money matters, I grew up and straightened that out, but in life. Whatever it is I am considering doing, am I willing to pay the price for doing it?