I came home to four new calls looking for an ex. A heads up: Debt collectors go after you for years when you default on loans. Plus It’s uncool leaving your wife with the mortgage and the credit card debt and giving my number out for calls about it. Maybe you don’t want credit or a car or a house now but in the future you may. Go to http://creditkarma.com and check your credit for free. Your world changes when you get your debt under control.