I’m happily paying bills these days. On bigger accounts, I always pay at least the minimum balance plus the finance charge to make sure I stay ahead. I basically pay as much as I can on everything that I’m not paying off that month. I’m so glad someone turned me onto that habit years ago.  I used to not pay bills on time because I didn’t have the $. Then I’d pay them late because I was too lazy or busy to do it on time. Then I discovered that I’m in charge of how I think and act. When I began happily paying bills on time, suddenly I always had the money to do it. Nice how that works, huh?