Free at last!
Ten days ago I wrote that I’d priced and sold my scrap gold and the amount I got for it was within $339 of the total amount needed to pay off credit cards, my new bed, and my new couch. Days later I received an escrow refund check from my mortgage company of almost $300. I love it when the Universe knows exactly what I need even if I don’t. Of course, I always expect the Universe to drop windfalls in my lap, so that helps too. Most of the expense came from renovating my rental property for new tenants and paying off office equipment. I took the credit cards out of my wallet and put them in the file, so in case I need them, they are a safe three moves away. I’m glad I got my lesson early on about credit cards so by the time I reached 40 I had that pretty much under control. By then I’d also stopped shopping for recreation, which gave a huge boost to my savings account. Last year, each time I opted to eat at home rather than out, I paid myself the difference. I transferred that amount of money from my checking account into my savings account. At the end of each month, I depleted the savings account paying off everything I could. Sure, it might be only $8 one day, but it adds up, all the little things I consider buying, then ask if I’d rather have that amount in my savings account instead. I’d psyched myself up at the idea of having a fat nest egg. Step by step and inch by inch gets ya there, dude. Quicker than you think.